Cancellation, Trip Interruption, and Medical Insurance
It is in your best interests to protect yourself in case you are unable to come on your trip for any reason and if something occurs while you are on the trip.
Consider obtaining three types of insurance
cancellation and trip interruption insurance
This type of insurance protects you in case the trip is cancelled beforehand or interrupted during the trip.
If we cancel a trip for anything other than weather, conditions, a natural event, or actions of other persons and/or companies supplying goods and/or services we will refund your payments in full.
If you cancel a trip all payments are non-refundable. Please see the Terms of Service for more information.
Please see below for cancellation insurance options.
medical insurance
Out of country visitors require medical insurance for injuries or illness as health care is not free in Canada.
Canadians may need additional medical coverage if traveling outside their home province. This is especially true for Quebec residents. Research this before your trip.
Protect yourself against unexpected illnesses or injuries while you’re away from home with emergency medical insurance. Please see below for options.
Mountain rescue insurance
Mountain rescue insurance is not required for trips based in National Parks (EG Banff, Yoho, Kootenay, Jasper, or Glacier).
Mountain rescue insurance is not required for trips on Alberta provincial lands (EG Kananaskis).
You may consider mountain rescue insurance for trips on BC provincial lands (EG backcountry ski lodges, Bugaboos, etc).
Mountain rescue is recommended for all foreign trips (EG Japan, Europe).
Please go to the Mountain Rescue page for more information on whether you should buy mountain rescue insurance and purchase options.
Comprehensive options
Please go to the Mountain Rescue page for an option for comprehensive cancellation/medical/mountain rescue insurance.
cancellation, trip interruption, and medical insurance options
Credit Card Coverage
If you pay by credit card, the card issuing company may offer similar insurance options as those described below. It is important that you carefully research whether your card offers this, and what the coverage consists of.
Lifestyle Financial Insurance Services
This insurance broker specializes in offering insurance services for high risk activities through Tugo Insurance. Other brokers will also be able to offer Tugo policies, or insurance through other companies. I do not receive any financial compensation if you buy insurance from Lifestyle or Tugo, the links below are for your convenience only.
Cancellation and trip interruption insurance
Cancellation and Trip Interruption
Buy Now via Lifestyle Financial
Cancel for any reason
Available as an add-on to Trip Cancellation & Trip Interruption Insurance, Cancel for Any Reason optional coverage is ideal for travellers who need flexibility.
More information: Cancel for Any Reason
Buy Now via Lifestyle Financial
Emergency Medical Insurance
Even Canadians may need additional medical coverage if traveling outside their home province. This is especially true for Quebec residents. Protect yourself against unexpected illnesses or injuries while you’re away from home with Emergency Medical Insurance. Available for all ages as a Single Trip or Multi Trip Annual plan, this travel medical insurance is ideal for Canadian residents travelling outside of their home province. Includes coverage for Covid-19.
You will need to add the Sports and Activities Coverage upgrade to be covered for our mountain activities.
More information:
Sports and Activities Coverage Upgrade
Buy Now via Lifestyle Financial (to add the Sports upgrade, choose Customize on the Quote page and then add the appropriate sport from the dropdown menu).